Four Stocks I've Invested In Under $100

Woman reading The Wall Street Journal
No one person can ever predict the fate of the stock market.

Who would've thought that the headlines from this newspaper I used for my client's photo shoot back in January would be the prelude to the new normal of life as we know it to be today, five months later? As I continue on the path of studying what rich people do to build wealth, it is remarkable that one of the most common financial habits that rich people have is, investing in stocks and other compound interest funds. If you've been reading my wealth building series on my blogs lately, you'll know that I've written several blog posts about how I'm saving money during this pandemic time and now, I want to show you how I'm investing my money, in the stock market.

"The best opportunities come in times of maximum pessimism." - Sir John Templeton

I am NOT a day trader and kudos to those who are. I am a "buy and hold" type of investor so if you're looking for ways to earn quick money, this blog post isn't for you. If you are still learning the market like I am, and you are ready to test your levels of patience and indulge in some minor risk taking.......keep reading.

Bull vs. Bear Markets

image of bull and bear market courtesy of
Whether the prices are going up or down in the stock market, it's your decision to invest wisely.

"...... the stock market isn't looking at today. The market always looks to tomorrow. What matters most isn't where the economy is right now but where it's headed. And when everything seems terrible, the pendulum eventually swings in the other direction. In fact, every single bear market in US history has been followed by a bull market, without exception." - Tony Robbins

Every so often, the stock market goes through ups and downs known as bull and bear markets. The simplest way to put it is, during a bull market, the market is on the rise (up) and during a bear market, the market is declining (down). Why use animal analogies to describe this??? Short answer: a bull uses its horns to fight upward and a bear sways his paws/clays downward to fight. Regardless of the type of market we're in, if you decide to invest, you can always get a ROI at some point in time if you make smart decisions while investing.

Right now, we are in a bear kind of market and investors are either panicking or they are using this "down time" to invest wisely and invest more into their previous stocks and/or new stocks whose prices for shares are very low. I strongly advise you to thoroughly do your research on companies BEFORE you invest in any stocks. You should be researching the companies you're investing in and not just investing in stocks because of a popular trend. For example, everyone is purchasing tons of shares in Disney because their stock prices were low in the beginning of this pandemic. This is an example of a "popular trend" but honestly, it's not a bad idea to invest in Disney because ....... duh, Disney is a GREAT company to invest in no matter the times. You get my point hopefully which is, don't just invest in companies because it's popular to do so. Really take the time to study the company and make the best decision you can.


Stocks Under $100

Now that I've shared the few basics of the stock market, let's dive into why I gathered you here lol. As a newbie to investing, I chose to diversify my portfolio by choosing stocks that were under $100 and that I honestly could sleep at night peacefully, knowing that my investments will provide a ROI in years to come......that's that practicing patience part. I don't expect to become a millionaire after 2 months of investing in the stock market with under 20 shares in each stock. Nevertheless, here are my top four stocks that I've invested in under $100 so far:


Ok so I'm a thrift store finds type of girl and rarely do I ever visit the mall to physically shop for clothes or appliances. However, my mom LOVES, LOVES, LOVES Macy's and every time I want to purchase any appliances, I always ask her what coupons does she have currently for Macy's? I invested multiple shares in Macy's at $5.58 each. It is a great company who I believe can stand the test of time through any economic hardships and have proven that over time since it was established in 1929. According to the Morningstar, "Macy's is one of the largest retailers in the U.S. and is reacting to declining store visitation through its Polaris plan."


We all wanted and thought that in the year 2020, we would have flying cars like the Jetson's. Regardless of what is going on in the world, transportation is key to our livelihoods. I invested in multiple shares in GM at $24.03 each. This company is responsible for designing, manufacturing and selling auto parts for brands such as Chevrolet, Buicks, Cadillacs, etc., all great American made cars. I think long-term and make sure that I invest in companies on US soil as well as abroad because all of my investments aren't just in the US.


I don't know about you, but I need electricity to survive! Not just for charging my electronics but to I also need heat and and air conditioner to cool my house in this NOLA heat. GE has various segments such as leasing and financing aircraft and jet engines, the company provides healthcare equipment and technology and a host of other things that successfully provides resources we need for our daily lives. I invested multiple shares in GE at $5.77 each. This company has been around since 1878 and the way the world continues to advance in the tech industry, I'm sure that this was a smart investment.


Last but not least, I invested in Delta Airlines because as a traveling photographer, I wanted to make sure that I invested in one of the airlines that safely gets me to and from my destinations! Investing in Delta was one of those "popular trends" that I mentioned earlier but I mentally moved beyond that and really took a hard look at the company before deciding to invest. I purchased multiple shares in Delta at $20.91 each. It's nice to know that whenever I'm flying in the friendly skies again on Delta, I'll enjoy it even more, knowing that I own stock in this company. This airline was also one of the top airlines mentioned in the airlines bailout plan from y'all president, #45 which let me know, this airline is indeed important to the economy. This company was founded in 1928 and I can foresee and know with confidence, that this company will do well and be around for a long time.


"The stock market is a device for transferring money from the impatient to the patient." - Warren Buffett

Again, I'm very patient when it comes to investing in the stock market. I don't follow the trends unless I'm led to do so anyway. I know that the stock market will go through seasons of ups and downs as does the seasons with nature. I'm confident in knowing that in order to build wealth and KEEP what I've built, I have to know the power of holding my investments even during a bear market. I am NOT a financial advisor, I am simply sharing with you as I learn things myself. If you have any questions I always encourage you to reach out to an experienced financial advisor, read articles, attend the companies virtual press conferences, read books and other publications that talks more in depth about the stock market, but inevitably it requires you to take the leap of faith and INVEST!

I'm currently reading the book Unshakable: Your Financial Freedom Playbook, Creating Peace of Mind in a World of Volatility by Tony Robbins. The first two chapters are very helpful for newbie investors. You can purchase the book here on Amazon or at your preferred location. Finally, I want to leave you with these words from the world's favorite investor, Warren Buffett:

"If you loose money in the market, it's because of a decision you made -- and if you make money in the market, it's because of a decision you made. The market is going to do whatever it's going to do. But you determine whether you'll win or lose. You're in charge."